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Duplex, triplex and fourplex construction loans
Build a duplex, triplex or fourplex to sell or rent. We fund 90% of your lot and build budget, from your first build.
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Estimate only. Loan amount is 90% of lot price plus build budget. Business-purpose loans on investment property, not homes you will live in.
What we fund
Construction loans for new residential buildings with 1 to 4 units, built as investment property. A duplex is often the first step from single-family building into rentals, because two units share one lot and one roof.
| Deal | Amount |
|---|---|
| Lot price | $90,000 |
| Build budget | $410,000 |
| Total cost | $500,000 |
| We fund 90% | $450,000 |
| You bring (10%) | $50,000 |
Build to sell or build to rent
Sell the finished duplex, or keep it and refinance into a long-term rental loan once it is leased. See build to rent loans.
Questions builders ask
Straight answers about duplex construction loans.
Do you make construction loans for duplexes?
Yes, for new 1 to 4 unit residential buildings built as investment property.
How much of my build do you fund?
We fund 90% of your total cost: the lot price plus the build budget. You bring the other 10%.
Do I need building experience?
No. We lend to first-time builders with no completed projects, as well as to experienced builders.
Can I use this to build a home I will live in?
No. These are business-purpose loans for homes built to sell or rent.
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